diff --git a/src/wallet/rpc/spend.cpp b/src/wallet/rpc/spend.cpp
index eb3e6073201..6e39e4d5a6f 100644
--- a/src/wallet/rpc/spend.cpp
+++ b/src/wallet/rpc/spend.cpp
@@ -24,33 +24,12 @@
 
 
 namespace wallet {
-std::vector<CRecipient> CreateRecipients(const UniValue& address_amounts, const UniValue& subtract_fee_outputs)
+std::vector<CRecipient> CreateRecipients(const std::vector<std::pair<CTxDestination, CAmount>>& outputs, const std::set<int>& subtract_fee_outputs)
 {
     std::vector<CRecipient> recipients;
-    std::set<CTxDestination> destinations;
-    int i = 0;
-    for (const std::string& address: address_amounts.getKeys()) {
-        CTxDestination dest = DecodeDestination(address);
-        if (!IsValidDestination(dest)) {
-            throw JSONRPCError(RPC_INVALID_ADDRESS_OR_KEY, std::string("Invalid Bitcoin address: ") + address);
-        }
-
-        if (destinations.count(dest)) {
-            throw JSONRPCError(RPC_INVALID_PARAMETER, std::string("Invalid parameter, duplicated address: ") + address);
-        }
-        destinations.insert(dest);
-
-        CAmount amount = AmountFromValue(address_amounts[i++]);
-
-        bool subtract_fee = false;
-        for (unsigned int idx = 0; idx < subtract_fee_outputs.size(); idx++) {
-            const UniValue& addr = subtract_fee_outputs[idx];
-            if (addr.get_str() == address) {
-                subtract_fee = true;
-            }
-        }
-
-        CRecipient recipient = {dest, amount, subtract_fee};
+    for (size_t i = 0; i < outputs.size(); ++i) {
+        const auto& [destination, amount] = outputs.at(i);
+        CRecipient recipient{destination, amount, subtract_fee_outputs.contains(i)};
         recipients.push_back(recipient);
     }
     return recipients;
@@ -78,6 +57,27 @@ static void InterpretFeeEstimationInstructions(const UniValue& conf_target, cons
     }
 }
 
+std::set<int> InterpretSubtractFeeFromOutputInstructions(const UniValue& sffo_instructions, const std::vector<std::string>& destinations)
+{
+    std::set<int> sffo_set;
+    if (sffo_instructions.isNull()) return sffo_set;
+    if (sffo_instructions.isBool()) {
+        if (sffo_instructions.get_bool()) sffo_set.insert(0);
+        return sffo_set;
+    }
+    for (const auto& sffo : sffo_instructions.getValues()) {
+        if (sffo.isStr()) {
+            for (size_t i = 0; i < destinations.size(); ++i) {
+                if (sffo.get_str() == destinations.at(i)) {
+                    sffo_set.insert(i);
+                    break;
+                }
+            }
+        }
+    }
+    return sffo_set;
+}
+
 static UniValue FinishTransaction(const std::shared_ptr<CWallet> pwallet, const UniValue& options, const CMutableTransaction& rawTx)
 {
     // Make a blank psbt
@@ -277,11 +277,6 @@ RPCHelpMan sendtoaddress()
     if (!request.params[3].isNull() && !request.params[3].get_str().empty())
         mapValue["to"] = request.params[3].get_str();
 
-    bool fSubtractFeeFromAmount = false;
-    if (!request.params[4].isNull()) {
-        fSubtractFeeFromAmount = request.params[4].get_bool();
-    }
-
     CCoinControl coin_control;
     if (!request.params[5].isNull()) {
         coin_control.m_signal_bip125_rbf = request.params[5].get_bool();
@@ -298,12 +293,10 @@ RPCHelpMan sendtoaddress()
     UniValue address_amounts(UniValue::VOBJ);
     const std::string address = request.params[0].get_str();
     address_amounts.pushKV(address, request.params[1]);
-    UniValue subtractFeeFromAmount(UniValue::VARR);
-    if (fSubtractFeeFromAmount) {
-        subtractFeeFromAmount.push_back(address);
-    }
-
-    std::vector<CRecipient> recipients = CreateRecipients(address_amounts, subtractFeeFromAmount);
+    std::vector<CRecipient> recipients = CreateRecipients(
+            ParseOutputs(address_amounts),
+            InterpretSubtractFeeFromOutputInstructions(request.params[4], address_amounts.getKeys())
+    );
     const bool verbose{request.params[10].isNull() ? false : request.params[10].get_bool()};
 
     return SendMoney(*pwallet, coin_control, recipients, mapValue, verbose);
@@ -387,10 +380,6 @@ RPCHelpMan sendmany()
     if (!request.params[3].isNull() && !request.params[3].get_str().empty())
         mapValue["comment"] = request.params[3].get_str();
 
-    UniValue subtractFeeFromAmount(UniValue::VARR);
-    if (!request.params[4].isNull())
-        subtractFeeFromAmount = request.params[4].get_array();
-
     CCoinControl coin_control;
     if (!request.params[5].isNull()) {
         coin_control.m_signal_bip125_rbf = request.params[5].get_bool();
@@ -398,7 +387,10 @@ RPCHelpMan sendmany()
 
     SetFeeEstimateMode(*pwallet, coin_control, /*conf_target=*/request.params[6], /*estimate_mode=*/request.params[7], /*fee_rate=*/request.params[8], /*override_min_fee=*/false);
 
-    std::vector<CRecipient> recipients = CreateRecipients(sendTo, subtractFeeFromAmount);
+    std::vector<CRecipient> recipients = CreateRecipients(
+            ParseOutputs(sendTo),
+            InterpretSubtractFeeFromOutputInstructions(request.params[4], sendTo.getKeys())
+    );
     const bool verbose{request.params[9].isNull() ? false : request.params[9].get_bool()};
 
     return SendMoney(*pwallet, coin_control, recipients, std::move(mapValue), verbose);